In this episode of Making Risk Flow, host Juan de Castro sits down with Mark Allan, CEO of Ki Insurance, to unpack how digital innovation is reshaping follow-only underwriting in the London market. Mark shares how Ki scaled to a billion-dollar business by combining algorithmic underwriting with a near-instant five-second response time, thereby bringing unprecedented speed and efficiency to risk placement.
Together, they discuss balancing technology with underwriting expertise, maintaining discipline in a data-driven environment, and the role of strategic partnerships in expanding the business. This conversation offers valuable lessons for brokers, insurers, and innovators eager to understand how automation, analytics, and collaboration are redefining the flow of risk in the digital age.