New collaboration embeds dynamic creditworthiness and perpetual monitoring insights directly intothe digital risk processing platform, enhancing the speed and accuracy of due diligence
London, UK; 11 December 2025: Cytora, the leading digital risk processing platform, has announced a strategicpartnership with Red Flag Alert (RFA), a leading provider of real-time company credit and riskmonitoring solutions.
The collaboration integrates RFA’s extensive financial health and compliance intelligence directlyinto the Cytora platform, significantly enhancing the ability of joint clients, including insurers of all size, to automate accurate due diligence and maintain perpetual risk protection.
By combining Cytora’s GenAI-powered digitization of unstructured submission documents (such asproposal forms and email bodies) with RFA’s real-time creditworthiness and compliance checks, insurers gain a complete and transparent view of financial and corporate risk. This powerful combination ensures superior control over risk selection, facilitates seamless customer onboarding, and drives faster, more profitable underwriting decisions.
Commercial insurers leveraging the Cytora platform can utilize Red Flag Alert’s data during theEnrichment and Risk Evaluation/Triage phases of the workflow. When a new commercial submissionis ingested, the Cytora platform automatically makes an API call to RFA to resolve the companyentity and enrich the submission with real-time credit data and monitoring alerts (e.g., changes incredit status or compliance flags). The platform then instantly evaluates the risk against client-defined financial appetite rules. Submissions for companies demonstrating robust financial healthand compliance can be automatically channeled toward Straight-Through Processing (STP), whilerisks flagged by RFA for low creditworthiness or compliance concerns are efficiently routed to thededicated Human-in-the-Loop (HITL) queue for specialist manual review.
In an environment where financial volatility and regulatory demands require constant vigilance, thispartnership reinforces Cytora’s mission to build one of the world’s most comprehensive dataecosystems for insurers.
Juan de Castro, COO at Cytora, said: “Embedding real-time financial intelligence directly into ourrisk digitization workflow is essential for modern commercial underwriting, particularly acrossFinancial Lines and Commercial Package risks. Our partnership with Red Flag Alert ensures that asa submission is being processed, our clients have immediate access to critical corporate health andcompliance data. This capability allows underwriters to perform rapid due diligence and applyconsistent appetite checks, ensuring that risks are evaluated based on the most current andaccurate financial context available.”
Richard West, CEO at Red Flag Alert, said: “Commercial insurers are operating in a world where insolvencies are rising, regulatory expectations are tightening, and traditional, static data checks simply can’t keep pace. Partnering with Cytora allows us to wire our Acquire, Onboard and Monitor value stacks directly into digital risk flows, so underwriters are acting on live financial health, predictive insolvency risk and corporate compliance signals at the exact moment decisions aremade.By orchestrating our real-time analytics and perpetual monitoring inside Cytora’s platform, insurers can acquire the right customers, onboard them quickly with confident KYB and AML decisions, and monitor portfolios continuously for early warning signs of distress or financial crime – before losses, fines or reputational damage hit. This moves financial and compliance intelligence from a backward-looking control to a proactive command centre for risk selection, appetite discipline and long-term portfolio resilience, stronger regulatory alignment, and faster, more informed decisions across theentire underwriting lifecycle.”
About Cytora: Cytora is the configurable platform that enables commercial insurers to process risksat greater efficiency and accuracy. Cytora digitizes every incoming risk, augments them with externaldata sources, evaluates them against multiple rules, including appetite and priority rules, and routesthem to downstream systems for automated or manual underwriting.
About Red Flag Alert: Red Flag Alert is a real-time business intelligence and compliance platformbuilt to help regulated organisations Acquire, Onboard and Monitor customers across the fulllifecycle. Using advanced insolvency risk scoring, granular financial health data, live UBO andcorporate structure intelligence, and perpetual monitoring across millions of companies, Red FlagAlert enables insurers to target healthier business, make faster, defensible onboarding decisions,and detect emerging risk signals before they crystallise into bad debt, regulatory breaches orconduct issues
