Risk digitization platform

Discover more
Watch Demo (3:58)

Built for commercial insurance

Turn your intake into decision-ready

Cytora is the risk digitization platform for commercial insurance giving insurers unparalleled control over how they digitize the risk intake they receive from trading partners driving improved premium growth, profitability and service across all lines of business. The Cytora platform is LLM-powered and does not require training, enabling fast and scalable enterprise deployments. With Cytora, clients control the entire digitization process, enabling them to author their view of risk and accelerate competitive differentiation.

Use Cases

Every aspect of your intake, covered

New Business

  • Digitize the new business intake
  • Out of the box line of business schemas
  • Pre-integrated data sources to support clearance, client accumulation and risk evaluation
Learn more

Claims

  • Digitize the claim submission intake including FNOL and post FNOL
  • Out of the box classification across all claim submissions types
  • Out of the box claim schemas supporting intake to adjudication
Learn more

Renewals

  • Digitize the renewal submission intake
  • Integrate with systems of record to identify field values with have changed in the policy term
  • Pre-integrated data sources to identify changes in risk across the policy term
Learn more

Mid Term Adjustments

  • Digitize the MTA intake from brokers
  • Out of the box schemas
  • Pre-integrated data sources to support clearance, client accumulation and risk evaluation
Learn more

Author your view of risk

Risk travels unstructured and heterogeneous through the value chain. Cytora lets you author your view of risk across submission, internal and external sources using natural language, no training required.

Digitize your intake

Effective workflows move risks for decisioning without absorbing capacity. Cytora digitizes your intake from new business to claims, fulfills your view of risk and turns every transaction you receive, decision-ready.

Optimize your flows

Risk is changing at an accelerating rate requiring management achieve visibility over workflows. Transparent, traceable and explainable digitization lets you refine decisioning flows, optimize automation and accelerate target portfolio shape.

Benefits

Uplift premium and improve combined ratio

30%

Uplift in premium growth 

Create new capacity to quote more, bind more and service more of the right risks

Improve

Underwriting margins

Improve loss ratio by up to 3pp through superior control over risk selection and decisioning

Transform

Broker service

Improve broker experience by halving turnaround time across the whole risk lifecycle

AI-first

Powered by Generative AI

Commercial insurance involves many request types - from new business to renewals to claims - spanning hundreds of lines of business globally. Cytora is powered by Large Language Models, pretrained to commercial insurance, unlocking fast and scalable deployments which generate measurable benefit realization.

Control

Configure line of business schemas in natural language giving you control to shape your unique view of risk, expand schemas in a self service approach and accelerate competitive differentiation.

Scalable

Zero training required unlocks rapid go lives, measurable ROI and unlocks parallel deployments across multiple intake workflows, countries and lines of business. 140+ languages supported out of the box.

Secure

ISO certified with built-in enterprise grade security. Cloud deployments are managed, standardised, tested, and audited, with robust access controls that fluently scale to meet customer demand.

Integrate

Integrate your risk data providers

See all

Awards

Award-winning technology

Risk flow center

Everything you need to start and continue your transformation

Evolving from manual workflows to digital risk flows requires cross-functional collaboration and buy-in from key stakeholders. Risk Flow Center is designed to equip your organisation with all the necessary resources to accelerate the digital transition and ensure success on the path to becoming a digital-first insurer. From simple explainers of how to digitize core workflows to accelerate business objectives, to key sources of value, to typical integration patterns, through to documentation.

Latest materials

Podcasts

Testimonials

Trusted by the world's top insurers

Jon-Paul Jones

Chief Operating Officer

The collaboration is focused on enabling Chubb Claims documents to be automatically digitized, eliminating the need for manual intervention. Cytora’s platform enables Chubb teams to create, compose and deploy AI-native Claims document flows in a scalable approach across multiple markets and lines of business.”

Amir Farid

Chubb North America Transformation Officer

Troy Dehmann

Chief Operating Officer

We are investing in digital capabilities to unlock scalable growth, Cytora enable us to streamline key workflows enhancing efficiency and effectiveness and further developing how we use data to drive decision making across the group and accelerating our profitable growth.”

Troy Dehmann

Chief Operating Officer

Neil Galjaard

Managing Director

At Markel, we are committed to giving brokers and clients enhanced service levels and Cytora will enable us to create capacity to effectively grow our scale in our key sectors and enable our underwriters to provide further enhanced service to customers and brokers.”

Neil Galjaard

Managing Director

Discover Digital Risk Processing

Discover now
By using this website you agree to our cookie policy
Okay